Truckers Occupational Accident Insurance
Truckers Occupational Accident Insurance is an essential coverage option that helps protect owner operators, who are not eligible for Workers Compensation, for work-related injury or death.
Truckers Occupational Accident Insurance is an essential coverage option that helps protect owner operators, who are not eligible for Workers Compensation, for work-related injury or death.
Contingent Liability Insurance coverage offers a safeguard for motor carriers, defending against owner operators attempting to be classified as employees in order to receive Workers Compensation benefits.
Workers Compensation provides employees of motor carriers with the necessary support in times of injury or illness caused by their occupation. Benefits include medical coverage, wage replacement, and additional support.
Non-Trucking Liability Insurance offers owner operators protection in the event of an accident when they're not under dispatch and on their own time. Whether moving a trailer or running errands, this coverage protects against property damage and bodily injury - all in one convenient endorsement to your commercial auto policy.
Physical Damage Insurance offers invaluable protection against the potentially devastating consequences of vehicular accidents. It's an essential form of coverage for motor carriers and owner operators, often required if there is a lien holder involved.
TripExcess® offers a cutting-edge online platform for insurance agents, motor carriers, and freight brokers to conveniently purchase excess auto liability, general liability, and cargo insurance for one-way shipments.
Passenger Accident Insurance provides benefits to guest passengers who suffer a covered injury while traveling with a driver who is operating and under lease on authorized trips on behalf of the covered trucking company (“the Policyholder”).
This innovative policy is a unique blend, combining traditional Occupational Accident Insurance coverages—such as Medical, Disability, and Accidental Death & Dismemberment (AD&D)—with essential Travel Insurance benefits. These benefits include coverage for non-work-related Emergency Medical Conditions, Medical Evacuation, and Repatriation.
Our Occupational Accident Insurance policy stands out with features tailored to the unique needs of owner operators. Here’s why choosing our coverage is a smart move for both you and your clients:
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